Jaya Nivasa Housing Loan Scheme - People's Bank

Jaya Nivasa Housing Loan Scheme

People's Bank now offers a branded Housing Loan scheme for all housing purposes. Our interest rates are competitive and conditions are flexible to suit your personalised needs.

For whom?

1. Employees of the Public/Private sector.
2. Professionals
3. Self employed
4. Income tax payers
5. Sri Lankans employed abroad.

What Purpose?

1. Construct or purchase a house
2. Purchase a land
3. Renovations/Extensions/Completion of a house

How quick?
Within 30 days.
(Subject to all documents being in order).

Click here to view list of required documents

How much can you obtain?

No upper limit. The amount will depend on the following:

1. Repayment capacity
2. Value of property
3. Age – (normally up to 60 years)

(The upper age limit will not apply if a joint application is made with a younger member of the family)

Click here for Loan Calculator

Rate of interest - 21% p.a.

(The Bank reserves the right to revise interest rates based on market conditions)

Applicant’s Equity Contribution - 25% of Construction or Purchase value

Repayment period

Maximum 20 years	* For Construction of a House
	* For Purchase of a House/Land
Maximum 10 years	For Renovation/ Extension/ Completion of a House
Maximum 5 years	For Sri Lankans employed overseas

Source: http://www.peoplesbank.lk/loanproducts_jayaniwasa.shtml

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